Buying a home? The process can be stressful. A home inspection is supposed to give
you peace of mind, but often has the opposite effect. You will be asked to absorb
a lot of information in a short time. This includes a written report, checklist,
photographs, environmental reports and what the inspector himself says during the
inspection. All this combined with the seller's disclosure and what you notice yourself
makes the experience even more overwhelming. What should you do?
Relax. Your Hirus Inspector will make maintenance recommendations, life expectancies
and minor imperfections. These are nice to know about. However, the issues that really
matter will fall into four categories:
- Major defects. An example of this would be a structural failure.
- Things that lead to major defects. A small roof-flashing leak, for example.
- Things that may hinder your ability to finance, legally occupy or insure the home.
- Safety hazards, such as an exposed, live buss bar at the electric panel.
Anything in these categories should be addressed. Often a serious problem can be
corrected inexpensively to protect both life and property (especially in categories
2 and 4).
Most sellers are honest and are often surprised to learn of defects uncovered during
an inspection. Realize that sellers are under no obligation to repair everything
mentioned in the report. No home is perfect. Keep things in perspective. Do not kill
your deal over things that do not matter. It is inappropriate to demand that a seller
address deferred maintenance, conditions already listed on the seller's disclosure
or nit-picky items.